In the News

Managing your credit card online just got a whole lot easier – and better looking! The next time you log in to Online Banking to access your credit card information, we’ll ask you to complete a short, one-time registration process.

After submitting your information, you’ll have instant access to the new site, where you’ll find the same comprehensive account information delivered in a fresh, easy-to-navigate, new format. Here’s a sneak peek:

We're excited about the fresh new look, and even more excited about the advanced functionality and more intuitive navigation. We hope to have screenshots to share with you soon. In order to avoid limitations or issues with functionality, please make be sure your web browser is up to date. The new and improved site supports these operating system browser versions:

It's time to face your biggest fear--assuming that fear involves sorting through your old receipts, statements and documents. It's intimidating, time consuming and who really knows what to throw out and what to keep? Don't get overwhelmed, because we're here to help. It's time to attack this head on and shred all of those unnecessary documents once and for all.

1-3 months: Sales and ATM receipts can be discarded in this time. Toss sales receipts after the warranty expires or you are no longer able to return or exchange the item.

Are your files overflowing with monthly bank statements? It might be time to consider an easier, more secure way to keep track of your account, like with eStatements.

With eStatements you’ll still get the same information you’re used to getting with your paper statement--a copy of the newsletter and any important notices. The information you get won’t change, just its delivery. When a statement is ready, you’ll receive a notification by email. When you want to look at your statement, just log in to Online Banking, click the Additional Services tab, and select eStatements from the menu.

Take the stress out of preparing and filing your taxes by subscribing to the IRS's Tax Tips. Receive emails from the IRS every business day during tax-filing season and then periodically throughout the year. Plus you can subscribe/unsubscribe any time you want. Sign up now.

If you’re a little tight on funds right now, Southeast Financial may be able to help. Free up some of your cash with our Skip-A-Payment program. Participating in the program means you could skip two payments on qualifying auto and personal loans this year. That’s two months payment-free!*

Most banks and car dealerships make financing way too complicated by charging you one rate for a new car loan and another for used. Not surprisingly, the rate for the used car loan is usually a lot higher. If you’re spending $15,000 on a vehicle, should your loan rate depend on whether or not someone owned it before you?

As early as January 27, you could start seeing a new retailer surcharge, or “checkout fee,” when you use your credit card to buy goods and services. A recent court settlement between retailers and the payments industry allows retailers to pass their credit card acceptance costs on to consumers in the form of a new fee. Not all merchants will charge this fee—it’s up to individual business owners. Read more

We're working hard to build up our online presence and provide you with more options for paperless banking. As part of our effort to reduce paper waste in 2013, monthly newsletters will be available online and by email only. Printed newsletters will be still be included in quarterly statements at this time. For members with eStatements, newsletters will accompany your quarterly eStatement as well. As always, newsletters will be posted here for your reference.

The 2013 Scholarship application is available exclusively here. For your convenience, you can choose to fill out a portion of the form online then download, print and submit.

Don't have a printer? Stop by your local branch or call 615.743.3700 or 800.521.9653 and ask us to print one for you. The deadline for submission is March 1, 2013. Good luck!